Retirement Planning

There is one prerequisite to managing the second half of your life: you must begin working on it long before you enter it (Peter Drucker)

Retirement constitutes one of the major transitions or turning points in a person’s life. It presents obstacles and opportunities to get us to the next level. It challenges you to redefine yourself and to see the world and your place in it in fundamentally different and new ways. For your old role as Director, CEO, Manager, teacher, police, post person etc. is now lost.
Identity is very important for most of us. Who am I is either at the forefront of our mind or at the back of whatever we do, for we want to count. But Caroline Lodge & Eileen Carnell pointed out, “holding on to your old identity is not a good strategy for adopting to change”.

Planning leads to happy retirement


Failure to plan leads to boredom, confusion and depression


Retirement was once the short time between the end of a person’s productivity and death, just three years given the average life expectancy in the 1950s. Today we are living longer and retiring earlier, allowing us ten, twenty or thirty years or more to pursue lifelong goals and passions. Rather than fading into the sunset, we have time to rediscover our personal uniqueness, deepen relationships, and question the mysteries of life.  But it is not just what retirement will bring that needs to be considered. There are things to lose that may make either the prospect of retiring difficult or may lead to retirement remorse, depression etc if not properly dealt with. You have to face finding a new identity, and replacing the connections and sense of purpose.  Thinking and planning ahead makes sense even if you are fortunate enough to face these changes with confidence.


A lot of people look forward to retirement but when it finally comes, they are devastated by it because as Ernie J Zelinski noted, “retirement responsibilities are fundamentally different from those experienced when working for an organization or corporation. Thus, individuals who have had someone else plan a major portion of their waking hours are at a loss when there is no one else there to do it for them”. People often under-estimate or take for granted the emotional and psychological benefit their job or career provides for them.  Some described their experience as falling into a black hole, lost at sea, walking off a cliff etc.  In fact after an active working life, some people may find retirement to be painful and violent.  This experience would be better if you make plan ahead.


Many people are forced into retirement, don’t be one of them 


Why do I need Retirement Plan?

Planning for your transition from working full-time to retirement does not mean that you’re getting old and for that matter you must quit your job. No, it simply means that you’re preparing yourself emotionally and psychologically for the challenges that post-career life poses. It also means that you want to avoid retirement remorse, depression, boredom etc. It also means that you are being proactive in taking control of your future well-being, happiness and satisfaction in the years following your full-time career.


Why Emotional and Psychological Preparation is important?

A research, carried out by Mary Helen & Shuford Smith, revealed that the difference between happy and not-so-happy retirees, were not determined by net worth or location: “We determined that neither net worth nor location was critical to happiness. More important were factors such as attitude, resolve, and emotional maturity. In other words, people could enjoy a great retirement without a net worth of a million dollars or a home in a retirement community”.

The most fundamental forces that separate successful and happy retirees from not-so-happy retirees is that the happy retirees plan ahead while the not-so-happy retirees do not plan for retirement transition. They think they don’t need a plan; they’re sure they can successfully wing it as they go along. For many people, this may be the biggest reason they don’t plan. As somebody said, “winging it is no way to run a professional football team, no way to fly a plane, no way to run a successful business and certainly no way to manage the second half of your life. And in another bit of irony, many people actually do get by pretty well without a plan. But if you want to put the odds in your favour, winging it just won’t do it”. Even if you think that you would never retire or you are a believer in job for life, it is worth thinking about and start planning your transition from your career to retirement so that when it does happen to you, it is not a shock to your system. Planning your transition from your career to retirement is a way of preparing yourself for a better future.

Why You Should Attend Retirement Planning Workshop?

  1. The workshop will help you to identify all your career losses and show you different ways of replacing each of those career losses.
  2. It will offer you the environment and the opportunity to grieve your losses so that you are able to welcome whatever is waiting at the back-stage of your life.
  3. Holding on to your old professional identity is not a good strategy for change. The workshop will show you how to move from your professional identity to personal identity.
  4. It helps you create a comprehensive vision and plan for your personal future so you will have a dynamic, meaningful and purposeful New Life to look forward to by helping you achieve: It will help to explore some of the things you can do in retirement planning.
  5. Planning for retirement ensures that you retire from something to something worthwhile.

Transition from working full-time to retirement poses a serious psychological and emotional challenge to most people. Whether we like it or not, retirement would come either by choice or by force. You need to know which strategies to adopt if you’re to turn a difficult transition into a skillful resolution. Or think about it this way there is no one guarantee road map to retirement so the more you know about preparing for retirement, the fewer surprises you may face and the better prepared you can be.  This is why we believe you the tailored services of a retirement planner such as Transition Planning UK gives you a better chance of coping with retirement but aims that you achieve a purposeful retirement.

Who Should Attend the Preparing for Retirement Workshop?

Whether you are planning to retirement, newly retired, long retired or wishing you never retired, this workshop will offer you insights into how to prepare for retirement. It will also show you that a successful and happy retirement doesn’t just depend on making financial provision, and that it also depends on making emotional, psychological and practical provision. Yes, there is life after work but it is for those who prepare for it and this workshop will help you realize that retirement offers all kinds of possibilities. You are free to do many things you desire. You would be empowered. What you make of the rest of your life is up to you. Transition Planning is your Passport to a Meaningful, Satisfying and Purposeful Post-Career Life or retirement life.

So Register now and join like-minded people and start planning for your retirement or start your retirement transition planning from working full time today.


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