Newsletter-April 2017

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Are you asking yourself why you should start planning your transition from working full-time into Retirement?

Would you build a new house without a blueprint? If No, then why would you not want to create a plan for the rest of your Life?



Everyone says you’ve got to get ready financially, No, No, you’ve got to get ready Psychologically (Lee Iacocca).


Retirement Planning is not just about how much money you need, but also about how you will fill your time with worthwhile activities (Business Week Magazine)


“You plan everything in life, and then the roof caves in on you because you have not done enough thinking about who you are and what you should do with the rest of your life” (Lee Iacocca)



Planning your transition from working full-time into retirement helps you to:

  • Expand your thinking about your future possibilities, and helps you avoid thinking in a limited way about what you are going to do in the next chapter of your life.
  • Be proactive so as to avoid a reactive retirement, by learning the practical “how-to” steps in creating a strategic life plan.
  • Find meaningful activities so you won’t feel bored and irrelevant, identifies lifestyle options that you can choose that you never thought of before.
  • Prepare financially, emotionally, psychologically and spiritually for the challenges and the opportunities inherent in the next stage of your life.
  • Start the process of redefining yourself beyond your career or business.
  • Discover a new sense of Purpose for the next stage of your Life.
  • Take a new approach to life rather than retreat from it, and is key to enjoying retirement.
  • Planning your transition from working full-time into retirement:
  • Has the potential to increase the value of your business if you are a business owner.

Seven reasons why you should plan?

  • Longevity: We are living longer and retiring early, giving us extra 10, 15, 20, 25 years or more. How would you spend all this time that would be available to you when you retire?
  • If you don’t plan for how you would spend your time, somebody else would plan for you
  • Planning is a prerequisite for managing the second half of your life and you must begin working on it long before you enter it because retirement responsibilities are different from when working full-time.
  • Retirement changes all aspects of your life, not just your income. Your relationship with money, time, immediate family, social connections, health and purpose in life will all be affected.
  • The future is where you are going to spend the rest of your life (Mark Twain).
  • As Marion E Haynes points out, “A successful transition from work to retirement is not as easy as many people believe. However, with some soul-searching and careful planning, you can make your life after your career a rewarding and satisfying experience”.

Caution: Planning for the future does not protect you from adversity; but it certainly is a way to be as informed and on top of things as possible OR Think about it this way: The more you know, the few surprises you may face and the better prepared you can be.


Please Note:

It is not too early or too late to start planning your transition from working full-time to retirement.

Planning leads to a happy and satisfying retirement.

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AUTHOR - Simon K Aidoo

Simon K Aidoo former Roman Catholic priest with several years of experience in guiding people through different complex life transitions. Simon is also know as UK's best transition planning consultants, has great experience in retirement transition planning, divorce transition planning, life transitions coaching, coping with relationship breakup, organisational transition consultancy and more.

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